Backend Engineer - Investments & Savings

apply as a backend engineer - investments & savings at n26 n26 logo plans personal business standard bank for free smart bank with more control go bank at home or on the go metal make a statement compare personal plans business standard freelancers bank for free business smart manage your business with more control business go manage your business on the go business metal premium banking with cashback for your business compare business plans bank highlights banking features your money made simple for under 18s cards for teens and children, with parents looped in features joint account mastercard digital wallets adding money save highlights instant savings earn interest flexibly features spaces guide to interest rates invest highlights all investment options your portfolio, your way stocks and etfs trade from €1 crypto buy and sell 300 + coins ready-made funds funds managed by pros features savings plans analyzing stocks guide to investing guide to etfs guide to stocks investing for beginners travel highlights travel benefits borderless banking travel insurance coverage for the unexpected travel esim data in 100+ countries features exchanging currency foreign transaction fees using your card abroad log in log in open bank account open bank account en all positions backend engineer - investments & savings department : tech - investments location : berlin, barcelona apply for this position about the opportunity hi, i'm oussama, the engineering manager at n26, and i am looking for a backend engineer to join the investments team here at n26. why is this role exciting and why should you apply? democratize wealth: you will build a secure, real-time trading platform powering everything from crypto and stocks to etfs and managed funds. high-stakes engineering: operate at the thrilling intersection of high-speed trading and strict financial regulation where markets move fast. true autonomy: you are an active partner in shaping the product, not just a ticket taker. we trust you to be the owner of the delivery. get stuff done days (gsdd): every six weeks, take two days of dedicated innovation time to explore new tech stacks, fix nagging bugs, or prototype outside the roadmap. in this role, you will: write high-quality, performant code (primarily kotlin) and navigate the codebase fluently. handle deployment, bug fixing, and incident handling with a high level of independence, taking features from concept to production. act as a sparring partner for product managers during product discovery, ensuring technical decisions support the user experience. question the status quo by asking "why are we building this?" and "is there a simpler way?" identify knowledge gaps and technical problems, taking active ownership to address them without waiting to be told. share your learnings from gsdd projects with the wider team, turning individual curiosity into collective knowledge. there will be a lot more too, this is a role that will require a lot of flexibility. what you need to be successful: proven experience as a software engineer taking features from concept to production with minimal supervision. a track record of thriving in dynamic environments where requirements evolve rapidly. a growth mindset: you treat feedback as a tool for engineering excellence and have a specific plan for your own learning. an "evidence over opinion" approach: you couple every critique of a problem with a practical proposal for its solution. skills: strong proficiency in backend development, with kotlin being our default for new services. experience working with distributed microservices and event-driven architecture (kafka). good understanding of cloud infrastructure and containerization (aws, kubernetes, and docker). experience with observability and monitoring tools (datadog, elk/opensearch). resilience and proactive communication: you know how to navigate unresponsive stakeholders and unblock yourself. constructive dissatisfaction: you are a "system improver" who proactively fixes broken processes. interview process and what to expect: initial recruiter screen codility test pair coding systems design behavioural interview what’s in it for you accelerate your career growth by joining one of europe’s most talked about disruptors 🚀. employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. as an n26 employee you will have access to a premium subscription on your personal n26 bank account. as well as subscriptions for friends and family members. additional day of annual leave for each year of service. a high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. a relocation package with visa support for those who need it. who we are n26 has reimagined banking for today’s digital world. technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. we've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. we are headquartered in berlin with offices in multiple cities across europe, including vienna and barcelona, and a 1,500-strong team of more than 80 nationalities.sounds good? apply now for this position. sounds good? apply now for this position. equal opportunities we recognize that our strength lies in our people and the varied perspectives they bring to our workforce. we strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. we genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. we're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. if there's anything you need to make the application process work for you, please let us know by reaching out to [email protected]. visit our website to learn more about diversity, equity, & inclusion at n26. apply for this position company help learn money tools more n26 company about us leadership team careers press affiliate program suppliers help customer support sitemap financial crime policies learn blog banking basics trading glossary crypto glossary studies and research money tools financial calculators budget calculator 50-30-20 calculator interest calculator inflation calculator moving cost calculator festive budget calculator more student bank account security refer a friend expats international money transfers © n26 se 2026 legal documents privacy policy cookie policy imprint update cookie settings